Dashwood Brewer & Phipps Ltd

There are many different scenarios as to why someone might need to have First Party / Premises Environmental Liability cover:

• They could own a property where they have tanks or containers holding fluids, fuels or materials that if spilled could cause damage to the property, the environment or surrounding property
• They could be building or constructing on the land they own which could cause an environmental impact as a result
• Their business could be a seller of products such as pesticides or hazardous materials which are stored in warehouses on their property
• They might be an owner of a large group of properties which are rented to multiple vendors with various activities. They might want a policy to protect themselves vicariously should their tenants not have adequate insurances

We are able to offer a wide range of coverage depending on the requirement, focus of the business and its activities. They are shown below:

• First and Third Party Remediation cover. Triggered by a claim or First Party discovery
• Third Party Bodily Injury and Property Damage – including First Party restoration costs
• Environmental Resource Damage Expenses – including non-pollution events and prevention costs
• Emergency Response Expenses
• Blanket coverage for Transportation and Waste Disposal Activities (activity dependent)
• Business Interruption coverage (activity dependent)
• Asbestos coverage including Third Party Bodily Injury and Property Damage, Remediation Expenses for soil and groundwater and Remediation Expenses within structures arising from named perils
• Comprehensive Bodily Injury coverage
• Legal defence costs
• Limits up to $50m
• Terms up to 5 years

For a full list of business and activities we can cover please scroll down.

There are many different scenarios as to why someone might need to have Third Party or Contractors Pollution cover. They might be:

• A demolition contractor hired to clear a building on someone else’s property which could cause environmental damage (dust, asbestos, mould, lead) leakage to the surrounding air, land or water.
• A farm contractor hired to spread fertilizers on fields which might cause damage to the wrong crops or surrounding water
• A construction contractor hired to build a bridge across a river with heavy machinery and hazardous substances
• A mining contractor hired to assist in a project for drilling
• A waste disposal organisation hired to collect waste and move it to another location

We are able to offer a wide range of coverage depending on the requirement, focus of the business and its activities. They are shown below:

• Third Party Bodily Injury, Property Damage or clean-up of environmental damage arising from a pollution incident
• Statutory clean-up costs under the Environmental Liability Directive
• Pollution incidents from transportation whether operated by the contractor or on their behalf
• Blanket time-element site pollution coverage for owned and operated facilities
• Blanket transportation including coverage for Bodily Injury, Property Damage, clean-up costs and statutory clean-up costs
• Blanket covered operations
• Legal defence costs outside the limits and not subject to the deductible
• Emergency Response Expenses without a sublimit – no legal liability required
• Blanket Additional Insureds where required by written contract
• Cover of non-owned Disposal Sites (activity dependent)
• Limits up to $50m
• Terms up to 5 years for specific policies

For a full list of business and activities we can cover please scroll down.